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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the world's most valuable piece of furniture?
A	The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars.
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Goldsmith Team, REALTOR®, real estate agents for Vero Beach, Sebastian and Ft. Pierce Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Goldsmith Team
All Florida GMAC Real Estate
2095 Indian River Boulevard
Vero Beach FL. 32960
Office: 772-473-6418
Email: frontdesk@allfloridarealty.com
Goldsmith Team GMAC Real Estate takes pride in putting honesty and integrity at the top of their list when hiring qualified Realtors as sales team members. Each Goldsmith team member is given ongoing individual and Team Training as well as Premium Service Training from GMAC Real Estate Head quarters. Call back schedules keep our customers in touch with the newest listings and great effort is put into tracking showing input on listed homes for the seller's advantage. As past missionaries Jim and Tanya Goldsmith understand the stress involved in selling or finding that next home. Their dedicated team of professionals desire to make the customers’ move much less complicated and more enjoyable whether it is across town or across the country.

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NUMBER1EXPERTS™ in real estate for Vero Beach, Sebastian, Ft. Pierce, Florida

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